The program includes group disability insurance, term and level life insurance, long-term care, and critical illness insurance, as well as cyber liability and business overhead programs. 

The American Association of Orthodontists (AAO) announced that as of November 1, 2020, Lockton Affinity will be the new administrator of the AAO-Endorsed Insurance Program. This will include group disability insurance, term and level life insurance, long-term care, and critical illness insurance, as well as cyber liability and business overhead programs. 

Pearl Insurance will reportedly continue as the broker for AAOIC Malpractice Insurance. 

According to the AAO, Lockton Affinity was chosen in an RFP (request for proposal) process.