In response to growing concerns about student loan burdens, the AAO has launched an online resource to support orthodontic residents and early-career professionals navigating debt and repayment options, alongside its continued advocacy for policy reform.

The American Association of Orthodontists (AAO) has introduced a centralized online guide designed to help orthodontic residents and early-career practitioners better understand and manage the burden of student loan debt. The new Student Loan Debt Resources site provides information on repayment plans, state-specific programs, and ongoing advocacy efforts to reform loan policies impacting the profession.

“Becoming an orthodontist requires over a decade of post-secondary education, with the average orthodontic resident graduating with a staggering $567,000 in student loan debt,” the AAO noted in the announcement.

Features of the Student Loan Debt Resources Hub

The guide includes:

  • Overviews of federal student loan programs and repayment options
  • Tailored guidance for different orthodontic career paths and personal financial situations
  • State-specific loan repayment opportunities in Florida, Nevada, and Tennessee
  • Insights into AAO-led advocacy efforts, including recent legislative wins
  • A feature video, AAO Student Loan Debt – Easing the Burden Through Reforms, highlighting the broader impact of educational debt

Advocacy Efforts and State-Level Progress

Among its advocacy milestones, the AAO has supported the inclusion of more than $12 million in Florida’s state budget for a loan repayment program benefiting dental professionals. Through this initiative, qualifying orthodontists in Florida may be eligible for up to $250,000 in student loan reimbursement.

The AAO emphasized its commitment to expanding similar programs in other states, aiming to address debt-related barriers to practice ownership and academic careers.

READ MORE: Navigating the Startup Journey: Orthodontists Share Their Best Advice

Additional Member Benefits

The AAO also reminded members that it has endorsed a partnership with SoFi, offering a 0.25% interest rate discount on student loan refinancing for AAO members.

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