CareCredit, Costa Mesa, Calif, has kicked off a new digital card program that provides users with mobile payment functionality for all CareCredit cardholders and providers. Developed in answer to the rise in its customers’ mobile engagement level, the company’s latest offering provides secure mobile payment options for whichever digital wallet customers and providers choose.
Piloted in 2014 with a number of Synchrony Financial retail partners, the program enables users to access a digital version of their CareCredit credit card on their mobile device, eliminating the need to bring their card with them at the time of care. This is convenient for existing CareCredit cardholders, who account for nearly half of all the company’s purchase volume. The digital card is integrated into CareCredit’s existing mobile servicing site and can be accessed here.
The card is device agnostic and does not require any new hardware or mobile application download. In addition, it establishes a secure customer enrollment and authentication process and offers mobile device provisioning through the “add to home screen” feature. The card is then accessible using a PIN number chosen during enrollment.
Earlier this month, Synchrony Financial announced that all CareCredit cards will be usable with the Samsung Pay mobile wallet. Samsung Pay uses both Magnetic Secure Transmission (MST) and Near Field Communication (NFC) technologies and will be accepted at 90% of retailers, merchants, and service providers.